Home Based Business Liability Insurance
If you operate a sole proprietorship or small business from your hom e be aware of manage and mitigate your business risks.
Home based business liability insurance. The hartford offers a complete range of home business insurance that can affordably serve the needs of home based businesses. Professional liability insurance for home based businesses. Professional liability insurance for home based businesses. It does this by covering the cost of repair or replacement.
A separate business insurance policy for your home based business can provide peace of mind. Which policy you choose depends on a variety of factors including how large your business is the type of business you conduct how much off site work you do the extent of your potential for liability a fiction writer vs. The hartford makes it easy to get a home based business insurance quote. There are three basic types of insurance policies available to home based business owners.
Business property insurance if you use any kind of equipment to run your home based business including a computer fax machine printer furniture etc you should have business property insurance to be insured against loss or damage to property used in your business. Professional liability insurance protects small businesses by covering legal defense costs settlements and judgments from client lawsuits claiming that work was unsatisfactory. General liability insurance shields your home based business in the event that customer property is damaged. If your business is sued for negligence even if you haven t made a mistake this policy has you covered.
A financial planner for example and how frequently you have business. Liability is the greatest risk for home based businesses. Professional liability insurance errors and omissions insurance is an important part of your home based business insurance.