Free Balance Transfer Cards

This is the rate you ll be put on once the introductory 0 interest period ends.

Free balance transfer cards. If you transferred that amount to a balance transfer card with a 3 fee you d pay around 186. A balance transfer card can be a powerful tool in your debt busting arsenal. When you compare balance transfer credit cards pay attention to the following factors to help you decide which card to take out. That context should make finding the right balance transfer card for your needs much easier by giving you a good basis for comparison.

By taking advantage of a 0 apr offer on a credit card you can save money by having all of your payments go towards. A 0 balance transfer credit card allows you to transfer debt from existing credit cards to one with a 0 introductory deal. Your 0 interest period. The standard apr after this period.

This card doesn t accept balance transfers from store cards american express aqua marbles and opus cards or other fluid cards. Still the best balance transfer credit card is not one size fits all. A lengthy introductory interest free period for transfers plus a transfer fee of 3 lower than the 5 charged by many cards specifically. This is the length of time you won t pay any interest on your balance.

It does seem odd that your new credit card provider would charge you practically nothing for 6 to 18 months and you are free to transfer your balance to a new credit card provider at any time but credit card providers are banking on you staying with them after the balance transfer period lapses there is also a good chance you might incur new debt on your credit card while with them which. But it might only offer a few months of interest free spending. Fluid has asked we direct people to our eligibility calculator so only those more likely to be accepted will actually apply reducing demand and enquiry calls as it s already over capacity and needs to prioritise coronavirus help for vulnerable. However there are some options that don t.

A credit card balance transfer can help you pay off your debt once and for all. The average balance transfer card has a 0 apr for nearly 13 03 months along with a 3 09 transfer fee and a 17 19 regular apr.