Federal Employee Survivor Benefits

Benefit programs for federal employees and survivors.

Federal employee survivor benefits. Social security survivor benefits. Death of a spouse. Lump sum benefit if a former employee dies and no survivor annuity is payable the retirement contributions remaining to the deceased person s credit in the civil service retirement and disability fund plus applicable interest. Federal employee s csrs fers survivor annuity options concerns.

Unreduced fers spousal survivor annuity computation. Fers has several items with survivor benefit options or important beneficiary designations that you should know about including. You can learn about these death and survivor benefits by browsing the summaries below. The death benefit is payable to a qualified survivor of a federal employee in addition to death benefits payable to the survivor from the civil service retirement system the federal employees retirement system and department of labor s office of workers compensation program under subchapter i of chapter 81 of title 5 united states code.

Social security survivor benefits federal retirement. Monthly cash social security survivor benefits are payable as follows to the survivors of a deceased employee. Federal employee s csrs fers survivor s benefits. If you elect a full survivor s annuity under csrs your spouse will receive 55 of your annuity when you die.

Learn about benefits through opm. Your survivor can receive benefits under the canada pension plan cpp quebec pension plan qpp and also receive a full survivor benefit under the public service pension plan. Your survivor can waive entitlement to a survivor benefit if doing so results in payment of a minimum benefit or a double rate child allowance. When a federal employee or retiree dies monthly or lump sum benefits may be payable to survivors.

When most people think of fers survivor benefits they think of the survivor annuity. You can also contact opm. And visit the office of personnel management opm website. Survivor benefits paid to a spouse or former spouse of a deceased former federal employee.

Explains monthly and lump sum benefits from the death of a federal employee. A spousal survivor annuitant may receive an unreduced survivor fers annuity no earlier than the age at which the deceased former fers covered employee would have been eligible for a basic fers deferred annuity. The amount your survivors get is a percentage of your basic social security benefit usually in a range of 75 to 100 percent each. One key point to consider is the election of a survivor annuity for your spouse.

Survivors must report deaths to opm to continue their annuity after a retiree passes on or to stop the annuity for the surviving spouse when he or she dies. To learn about your federal benefits or get help with them contact your agency s personnel or human resources office. By visiting the opm healthcare and insurance pages.