Getting Car Insurance Without A Car
Car insurance companies understand that many dealerships require new car owners to show proof of insurance before they finalize the sale or lease of a car.
Getting car insurance without a car. If you re having a hard time getting auto insurance without a driver s license you can name the primary driver as a co owner of your car as a last resort. Co ownership of a vehicle. The simple answer is yes you can. Insurance companies charge higher rates when someone buys a car and has not been previously insured.
If you travel frequently this is a good option for someone who drives many rental cars. Getting car insurance without a car title. People like this are often seen as high risk customers so insurance companies are reluctant to sell them an insurance policy. Can you get car insurance the same day.
There may even be instances of needing a non owner policy when you actually own a vehicle. Now the question remains can you get car insurance without a car. Because car insurance reflects the risk presented by your driving and your vehicle specifically remaining anonymous throughout the insurance shopping process isn t really an option. However there are a limited number of car insurance companies that ll sell car insurance to someone without a car.
But a reliable anonymous car insurance quote can be hard to get. Yes getting car insurance is usually a quick and simple process. There are plenty of reasons that you may want to get an auto insurance quote without actually owning a car. If you let a policy lapse and remain uninsured for several months all companies want to put you in a high risk category.
If you don t own a car but your high risk driver profile requires you to file a proof of insurance certificate with your state such as an sr 22 or fr 44 a non owner policy can fulfill the liability coverage requirement you need to keep your driver s license. You can get a quote for your vehicle without submitting personal information or being bothered by pesky car insurance agents. In addition if you find that you frequently borrow other people s vehicles to run errands because you do not own a car of your own you should also consider a non owner auto insurance policy. Remember if you want to take your vehicle off the road for some time without insurance you must have a statutory off road notification sorn.
If you need to get a car insurance policy but don t have your own car title it shouldn t be a problem. Last resort option for getting car insurance without a license if you are still struggling to get coverage you might look into having your primary driver co titled on your vehicle.