Employer Group Health Insurance

Group health insurance or group mediclaim provides healthcare coverage to a group of people belonging to a common community typically as employees of a company.

Employer group health insurance. Our large group health plan options are designed to create a comprehensive benefits solution tailored to the needs of your business and employees. Group health insurance plans are generally uniform in nature offering the same benefits to all employees or members of the group. One of the key employee benefit packages provided by employers a group health insurance plan in some cases may also provide cover to family members of employees. We value your privacy.

That s why we work with you to design a comprehensive and flexible benefits solution that meets your unique needs. A group or corporate health insurance policy is purchased by an employer for eligible employees of a company. The group health insurance program offers employees of state and participating local government employers the opportunity to choose a health insurance plan that offers a uniform medical benefits package called uniform benefits the employer can also choose to offer uniform dental benefits as a part of this plan. How group health insurance works health insurance helps businesses pay for health care expenses for their employees.

We may collect personal information from you for business marketing and commercial purposes. Explore our health insurance plans that fit groups of 101 or more employees. Choosing effective sustainable health insurance coverage for your business helps build a solid foundation for balancing costs and prioritizing care for your employees. Health benefits and health insurance plans contain exclusions and limitations.

Employer provided group insurance health plans offer lower cost insurance for employees since the employer pays a portion of the premium. When you pay a premium insurance companies pay a portion of your medical costs including for regular doctor checkups or injuries and treatments for accidents and long term illnesses. Employer sponsored group health insurance plans first emerged in the 1940s as a way for employers to attract employees when wartime legislation mandated flattened wages. Use healthcare gov as a resource to learn more about health insurance products and services for your employees.