Credit Card Balance Transfer 0 Apr
These cards let you transfer a balance from an existing credit card or cards to a new card with a long introductory 0 interest rate.
Credit card balance transfer 0 apr. Balance transfer cards are available through a variety of credit card issuers and they generally provide 0 apr periods on transferred balances for your first year or more. If you re struggling to pay down debt one of these cards could be the money saving solution you re looking for. A balance transfer apr is the interest rate you ll pay on balances you transfer to a credit card. The purpose of a balance transfer credit card is to save money and time by reducing the overall cost of credit card debt and allowing you to pay off the balance faster some cards are from wallethub partners.
At the end of the introductory period any unpaid debt from the balance transfer is charged interest at a higher standard rate. During the intro 0 apr period you won t be charged interest on new purchases or balance transfers. 2020 s best balance transfer credit cards below are our picks for 2020 s best 0 balance transfer offers. Some cards come with an introductory balance transfer apr offer that you get when you transfer credit card debt to their card from an existing credit card.
Balance transfer credit cards offer an excellent opportunity to kick start the debt damage control process. The average balance transfer credit card has a 0 apr for over 12 months with a 3 balance transfer fee and a 0 annual fee. After the intro apr offer ends 12 99 22 99 variable apr will apply. 0 introductory apr for 18 billing cycles for purchases and for any balance transfers made in the first 60 days.
In addition to other great perks these cards offer a 0 intro rate on balances you transfer from an existing card account.