Home Insurance Quote Michigan

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Home insurance quote michigan. For 200 000 dwelling coverage with a 1 000 deductible and 100 000 liability limits the average rate of 2 360 in detroit zip code 48213 is the highest in the state. Combining your home and auto insurance policies could save you time and money. This compares favorably to the state average cost of 1 176 providing a 541 price break on the state s average rate. Your flood insurance premium is determined by the fema region in which your home is located.

That s where nationwide comes in. Michigan homeowners face many challenges throughout the year. Harsh winters bring frozen pipes ice dams and snow. Nationwide s available homeowners insurance options for michigan state residents are both flexible and dependable.

Prices for home insurance in michigan will vary depending on the insurance company you use. And with our homeowners insurance discounts members can save even more on our affordable home insurance rates. 1 features are optional and a part of the enhanced package. Home insurance prices in michigan by insurer.

Hanover insurance s subsidiary citizens insurance is the third largest home insurer in michigan writing 7 5 of all homeowners insurance policies. Max deductible rewards that can be used in event of a claim is. The average cost of michigan home insurance quotes. Subject to terms conditions and availability.

3 must add enhanced packaged within 60 days of policy inception to earn an additional 100 reward at the 1st annual renewal. Meemic offers the most affordable home insurance in michigan just 635 per year. However that high customer satisfaction doesn t come cheap we found that hanover insurance had an average premium of 2 576 in michigan over twice the state average. The geico insurance agency can help you get the affordable home insurance coverage you need.

Detroit is the most expensive place to insure a home in michigan. Average quote for home insurance in michigan the average cost of home insurance in michigan is 908 per year which is slightly lower than the national average of 1 173. We were impressed with the company s very affordable average annual rate of just 750 which is little more than half the statewide average of 1 493. Not available in all states.

2 this feature applies to one claim every five years. This is the last year for which comprehensive data is available. If you currently carry homeowners insurance elsewhere you may gain even more savings by switching. The home insurance company we recommend for most people in michigan is auto owners insurance.

In 2006 the average cost of michigan home insurance quotes was 714 compared to the national average of 804.