How Long Does A Credit Card Balance Transfer Take

Many credit cards offer balance transfers and we ve got a list of the best balance transfer cards on the market. 1 to 5 business days. But a few offer 0 percent introductory rates for several months.

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Up to 2 weeks.

How long does a credit card balance transfer take. Applying for a new balance transfer credit card usually takes around 10 to 15 minutes and most providers will then offer an online decision on your application within minutes. Those are the balance transfer offers you want to take advantage of. A credit card balance transfer can take as little as 3 days or as long as 6 weeks to go through. In the meantime keep making payments on your old accounts.

How the credit card balance transfer process works. But depending on which card issuer you transfer the balance to it can take a while for the transaction to be processed. However it may take less than a week to transfer a balance onto an existing discover card. It will take up to two weeks to process a balance transfer on a new card.

If you have high interest credit card debt it might make sense to transfer it to another credit card especially if you can get a 0 introductory apr offer on balance transfers. It s important to know how long it could take. How long will it take a new provider to process my balance transfer application. A credit card balance transfer typically takes about five to seven days but some major card issuers ask customers to allow up to 14 or even 21 days to complete the transaction.