Fully Comprehensive Car Insurance
We ll pay for 21 days until your car s found and repaired or until we pay your claim as a total loss whichever s first.
Fully comprehensive car insurance. It also needs to state on your certificate of motor insurance that you have the doc extension. Comprehensive car insurance is sometimes referred to as fully comprehensive or fully comp. With fully comprehensive cover your car is protected against everything included in third party fire and theft cover. If your car s stolen we ll pay up to 75 a day for a hire car.
It typically covers you for damage to your vehicle and damage to other driver s vehicles or property. The other car must have insurance already. However where most policies will only cover certain personal items like mobile phones or sat nav systems against accidental e g. Fire damage and theft with a fully comprehensive policy your whole car will be covered.
Buying insurance is a personal decision that involves weighing up the cost against how much risk you want to take on. Your car insurance policy needs to be a fully comprehensive one. A comprehensive car insurance policy provides the highest level of protection of the available types of cover in australia. Your occupation cannot be in the motor trade i e.
The main difference between the two is that your car is also cover for accidental damage even if you were at fault. Furthermore it covers damage caused by fire. Comprehensive car insurance also known as fully comprehensive covers damage to yourself your car as well as compensating a third party if you are involved in an accident. There are two other types of insurance you can choose.
Fully comprehensive car insurance is the highest level of cover you can take out for your car. Your car must be in a driveable state i e. A fully comprehensive car insurance policy will come with all of the accident and third party liability cover than you can expect from any standard policy. This means that if you have an accident you can claim to have your car fixed and your insurance provider may also compensate anyone else involved if eligible.
With comprehensive insurance we pay for a hire car if your car s stolen or it can t be driven because of an accident that s not your fault. Don t worry it all means the same thing. Comprehensive car insurance also known as fully comp is the top level of non business insurance you can get for your car. Is fully comprehensive right for me.
It provides coverage for you and your vehicle as well as other road users more than you get with third party fire and theft and third party policies.