Do You Need Car Insurance Before You Buy A Car

If your new car is stolen the next day you ll lack the right insurance because you didn t have comprehensive auto insurance which covers car theft.

Do you need car insurance before you buy a car. If you re shopping for a new car and you don t have an existing car insurance policy you need to make sure you have insurance coverage before you drive your new ride home. In most cases you want to buy car insurance before you buy a car. Buying from a dealership typically dealerships will not let you leave with a new car before you show them proof of insurance if you are purchasing a car in a state that requires insurance. Yes even if you ve just bought a brand new vehicle you must have car insurance before you can drive it off the lot.

Either way you still need car insurance before you drive the vehicle away but the difference with a private sale is that you ll have to do all the legwork yourself. Most insurers require full coverage to fulfill the terms of your loan but you can choose some car options that will make your insurance rates lower. Before buying a car get a quote to insure the vehicle from your existing insurance company. Whether you re buying your first car or adding one you ll need an auto insurance policy in place before you drive it home.

You might be wondering do i need insurance before i buy a used car all drivers must meet the minimum insurance requirements in their state so keep that in mind before you purchase any used car. Even if you can you may not want to buy insurance until you officially own the vehicle insurers won t refund you if you buy insurance and the car deal falls through. Because you are legally obligated to carry insurance every time you drive a car you must be insured before you take a new car off the lot. So do you buy a car or insurance first.

You do need to have auto insurance before buying your car because you can t legally drive it off the lot without insurance coverage. Review the insurance laws in your home state to meet the legal minimum coverage standards. You don t need insurance before you buy a used car. In the case of purchasing a used vehicle from a car lot the salesperson will often help you obtain insurance if you don t already have it or take care of the paperwork and details with your insurance company for you.

Buying car insurance before buying a car is the right idea if you want to take your car home the same day that you buy it but sometimes it isn t that simple.