Credit Cards With 0 Interest For 21 Months
A card that offers a 0 intro apr for 21 months can save you big on interest if you re struggling to pay off credit card debt.
Credit cards with 0 interest for 21 months. 0 interest for 18 months on balance transfers made in the first four months after you open the card 14 74 to 24 74 variable afterward. A card that combines an impressive balance transfer offer with generous cash back rewards is the citi double cash card from citi a credit cards explained advertiser. The citi diamond preferred credit card gives new cardholders 18 months of interest free financing on purchases and balance transfers but boosts its ongoing apr after the intro period to a slightly high 15 99 to 25 99 range. After the intro period a variable apr of 13 99 23 99 will apply.
As of this writing there are no cards available that offer a 21 month balance transfer period. The average 0 credit card has a 0 apr for 11 49 months a 0 annual fee and an 17 58 regular apr. Cardholders also receive access to citi private pass which gives special access to purchase thousands of events annually including presale tickets and vip. During the intro 0 apr period you won t be charged interest on new purchases or balance transfers.
A 0 apr credit card is a card that does not charge interest on purchases for a certain number of months after account opening. Balance transfer fee of 3 or 5 whichever is greater. But what cards are out there that offer no interest for 21 months. For 0 intro apr offers on new purchases the average offer is 0 for 14 months with a variable go to rate of 19 21.
A 0 apr credit card offers no interest for a set amount of time usually 12 to 21 months. After a 0 credit card s interest free period ends the card s regular apr applies to the remaining balance if any some cards are from wallethub partners. Most 0 intro apr cards do not charge an annual fee but they may not offer rewards.